Spring is one of the best times to sell a house. The weather is getting better. People are out more.
Now is the best time to buy. With so many homes in foreclosure. The banks will want to sell them. The banks are slow to make a choice about if you can buy it or not. If you are doing this it does take some time. If you know that going in you will not get frustrated.
For the first time home buyer this is a good time to get into a home. Prices are lower now. Better for you. If you have good credit you can still get a loan. If it is not to good, it will be a lot harder to get that loan. Some tips before you start looking for the place that you will want to buy.
* Find out what you credit looks like now. You can get a credit report once a year. This is a good time to get it. Get things fixed before you go looking.
*Get pre-approved for your loan before you even start looking. This way you know how much they will get for your loan. You know what price of a home you need to look for. Conventional and FHA.
* Find a real estate agent, ask them the questions as if you are employing them ( you are). How long have you been doing this? What areas do you know best ( what parts of town? ) If they are expert in business buildings they might not be the right fit for you when you want to buy a house.
Have a great time house hunting. It is a buyers market. We would love to hear your comments.
copyright Dan and Deanna Finlinson "Marketing Unscrambled"
Showing posts with label buying real estate. Show all posts
Showing posts with label buying real estate. Show all posts
Tuesday, April 14, 2009
Friday, December 19, 2008
WHY YOU NEED A GOOD HOME INSPECTOR
This is not the place to cut corners on. This could save you a lot of money and headaces in the future. There have been enough movies like "the money pit". We all laughed and thought I am glad that is not me. Everything in the house has problems, it takes longer then they said it would. It costs a lot more than you ever thought it would. Would you want to know ahead of time that this is the case, so that you could avoid this. That is one good reason to get a good inspector.
If you have someone that knows what they are looking for and know what they are doing. ( Ask how long they have been doing home inspections, if it is there first house. They may not be the one to go with.) They can identify problems areas. Then you can decide what you want to do. If it is a really big problem or something that will be easy to fix.
If the inspector finds problems, there are three ways to deal with it:
* ask the seller to fix it.
* get estimates on the cost to fix it and ask the seller to reduce the price that much so you can fix it yourself.
* get out of the deal all the way and look for an other place to buy, if it is a really big problem that the inspector finds.
These are a few of the things that an inspector should look at:
* The condition of the electrical wiring in the house.
* The pluming.
* Check for signs of water in the basement or other places that it should not be in.
* Check the foundation.
* The condition of the roof, vent pipes and anything else that is on the roof.
* That everything is up to code.
These are but a few of the things the inspector should check. Just remember it will take some time to check all of these things ( an hour or more).
copyright 2008 Dan & Deanna Finlinson "Marketing Unscrambled"
moonlight1458@gmail.com
http://www.powerpointerspage.com/152893/
http://see-click.com
If you have someone that knows what they are looking for and know what they are doing. ( Ask how long they have been doing home inspections, if it is there first house. They may not be the one to go with.) They can identify problems areas. Then you can decide what you want to do. If it is a really big problem or something that will be easy to fix.
If the inspector finds problems, there are three ways to deal with it:
* ask the seller to fix it.
* get estimates on the cost to fix it and ask the seller to reduce the price that much so you can fix it yourself.
* get out of the deal all the way and look for an other place to buy, if it is a really big problem that the inspector finds.
These are a few of the things that an inspector should look at:
* The condition of the electrical wiring in the house.
* The pluming.
* Check for signs of water in the basement or other places that it should not be in.
* Check the foundation.
* The condition of the roof, vent pipes and anything else that is on the roof.
* That everything is up to code.
These are but a few of the things the inspector should check. Just remember it will take some time to check all of these things ( an hour or more).
copyright 2008 Dan & Deanna Finlinson "Marketing Unscrambled"
moonlight1458@gmail.com
http://www.powerpointerspage.com/152893/
http://see-click.com
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